The markets closed flat as central governor Mr. Nguyen Van Binh tries to placate investor concerns on the banking system in a televised interview. According to Mr. Binh, there is no banking crisis in Vietnam. His remarks comes amid growing fears that the banking system is facing increasing liquidity issues and rising NPLs. Specifically, he comments that only 10% of banks are having problems borrowing funds on the interbank market because of their weak financial positions and acknowledged that NP