The VN-Index declined three tenths of a percent on Thursday to close at 974.1 points. Financials brought down the index today, with the leading contribution coming from VCB (-1.2%). CTG (-1.6%), TCB (-0.8%), VPB (-1.3%), STB (-1.6%), BID (-0.3%), HDB (-0.9%) and TPB (-1.2%) also fell.