Summary – STB released results for Q3 2017 with net interest income at VND1.63 trillion (USD71.7 million, +51% Q-o-Q and +45% Y-o-Y), driving a 45% Q-o-Q increase in the bottom line. Receivables were steady at 18% of loans in Q3 2017. NPLs saw a 5% drop Q-o-Q. The bank is still in the restructuring process. Management has proposed to change its ticker to SCM and move to the HNX exchange in the near future.