MBB’s AGM was held this morning in Hanoi with some key points as follows: Some targets for FY 2012 – Total assets increase by 26% at VND175,500bn. Loans to customers grow by 17% as capped for Tier-1 banks, reaching VND72,284bn. Customers deposit increase by 21%, equivalent to VND108,199bn. NPL targeted at less than 1.9%. MBB targets net profit before tax of VND3,680bn, up 40% YoY.