Following the government intervention on October 20th with the decree 95/2011/ND-CP which increased the fine applied on foreign currency transactions at unauthorized exchange stores from VND70 million to VND500 million and required confiscating all of the evidences, the value of the dong has marked a noticeable improvement. We have heard that USD supply in the banking system is now more plentiful as investors choose to sell their foreign currencies to commercial banks in order to avoid the risk