CTG held its AGM on April 21, 2018, which was well attended with 93.5% shareholder turnout. The AGM briefly discussed its 2017 performance, answered shareholder questions on 2018 guidance and announced a new Board Member from MUFG Bank. Q1 2018 PBT was over VND3tn (over USD132mn, +20% Y-o-Y); annualized ROA and ROE were 1.1% and 15.3%, respectively. Total credit exposure was VND886tn (USD38bn, +3.3% Q-o-Q). 2018 guidance on total assets growth is 10%-12% with credit growth at 14%.